In March 2026, the Mount Rinjani National Park Authority (TNGR) introduced a mandatory two-tier insurance system for all registered trekkers. If you are structuring the insurance and safety guidelines for See You Rinjani, here is the exact breakdown of how the Basic and Premium policies differ, which is crucial for setting clear expectations with your guests.
The Two TNGR Insurance Tiers
Every trekker must be covered under this system from the moment they enter the trekking gate until they exit (maximum 4 days).
| Benefit |
Tier 1: Basic Insurance |
Tier 2: TNGR Premium Insurance |
| Cost |
Included in e-Rinjani permit (~IDR 10,000) |
IDR 290,000 (~$18 USD) surcharge per person |
| Helicopter Evacuation |
❌ Not covered |
✅ Up to IDR 260,000,000 (with hoist) |
| Ground Evacuation |
Manual rescue, limited coverage |
Up to IDR 15,000,000 (after Rim/Lake) |
| Accidental Medical |
Standard medical expenses |
Up to IDR 20,000,000 |
| Accidental Death |
Minimal compensation |
IDR 300,000,000 |
| Permanent Disability |
Limited |
Up to IDR 50,000,000 |
| Repatriation of Remains |
Not covered |
Up to IDR 10,000,000 |
Policy Enforcement & Exemptions
When communicating this to clients booking with See You Rinjani, the most important operational detail is who actually needs to pay the IDR 290,000 premium surcharge:
-
Exempt from Premium: Guests who provide proof of their own personal travel insurance that explicitly covers high-altitude trekking (up to 3,726m) and helicopter evacuation. They only use the Basic Tier.
-
Mandatory Premium: Guests who have no travel insurance, or whose insurance standard holiday policies exclude activities above 2,500 meters or lack air rescue coverage. See You Rinjani will need to purchase the Premium tier on their behalf during the e-Rinjani registration process.
- Emergency Protocol Note: Helicopter evacuation under the Premium policy is strictly for life-threatening emergencies (e.g., severe bone fractures, head injuries, loss of consciousness) and must be officially authorized by a doctor's assessment on the mountain.
